State Office of Early Childhood Welcomes Bye with $8.5 Million from Feds

The Connecticut Office of Early Childhood (OEC) has announced what amounts to a welcome gift for its incoming leader, former State Senator Beth Bye, named by Gov. Lamont two weeks ago to head the state agency.  Just days ahead of Lamont’s inauguration, OEC said it had been awarded an $8,591,087 federal grant - funds intended to enable the state to design and launch better, more cost-effective systems serving families with young children. The most anticipated federal early childhood initiative in years, according to OEC officials, the new Preschool Development Grant program was highly competitive. Connecticut is a national leader among states in both grant size and per capita funding, officials indicated. 

“This new grant will allow Connecticut to build on our nation-leading efforts, giving OEC new resources to work across agencies and increase impact for children and families,” former Gov. Dannel Malloy said as the grant was announced, in the final days of his administration. Connecticut was selected to receive one of the nation’s largest awards by the two federal agencies administering the grant, the Department of Health and Human Services and the Department of Education. Among the largest state recipients, no state received more funding per target family than Connecticut.

Bye will begin serving as the Commissioner-designate later this month. Her nomination will be sent to the General Assembly for confirmation.  Earlier in her career, Bye was director of the University of Saint Joseph School for Young Children and Trinity College Community Child Center preschools, and was early childhood director at the Capitol Region Education Council (CREC), where she supervised the birth to three program for CREC, and also helped to open two early childhood magnet schools.  She was later elected to the Board of Education in West Hartford, then to the State House and State Senate.  Reelected last fall, she did not take the oath of office last week in order to accept Lamont’s offer to lead the agency.

“Beth Bye has devoted her entire professional career to helping to build a more progressive and equitable early childhood system in which all children, regardless of their parent’s socioeconomic status, can grow, learn and develop,” said Lamont. “It’s clear that the formative early childhood years are key to providing children a solid educational base and platform, and I know Beth is the best person to take helm of this critical agency.”

Her soon-to-be-predecessor, David Wilkinson, said “Connecticut punched well above its weight on this grant. That’s because its goals are in our DNA. OEC’s enabling legislation calls on us to be data driven, to be outcomes accountable, and to support the whole family by working across government silos. We’ve been delivering on that mission, but no agency can do those things alone. What’s exciting here is that these resources will allow the next administration to build a smart, collaborative infrastructure across agencies – one that better supports young children and families, reducing redundancies and focusing on shared goals for family success.”

Unlike a previous iteration of this federal grant program – which focused on expanding preschool for four year-olds – the new grant focuses on child success from to zero to five, with an emphasis on infants and toddlers. Further, officials said, it calls on states to look beyond the classroom to broader measures of child and family success, including mental and physical health, family stability, and parental employment. Because such considerations involve multiple agencies, it calls on states to advance a cross-system data and performance infrastructure, asking them to cost-effectively implement new solutions with an emphasis on measurable outcomes.

With this new grant, federal authorities call on states to improve measurable outcomes for children and families and to more efficiently use federal and state resources. The grant program asks states to do this by planning and building more coordinated systems, deploying resources to:

• Better link families to the full range of services they need, aligning and improving coordination among existing agencies and programs while blending and braiding funds for better efficiencies
• Advance an infrastructure for data sharing across the silos of government to better support families
• Design and implement a performance management approach focused on measurable child and family outcomes
• Develop and implement evidence-based practices to cost effectively improve child and family outcomes
• Investing in the cross agency, digital infrastructure to support all of the above

Established in 2014 with bi-partisan support and at the urging of Gov. Malloy, Sen. Bye and colleagues, the  Connecticut  Office  of  Early  Childhood  advances  a  family-centered  approach  to support young children  and families. Integrating early childhood programming formerly administered by five separate state agencies, OEC serves children each year through programs including child care, preschool, home visiting, health and safety assurance, early intervention and parenting supports.

Credit Union Branch Inside High School Encourages Financial Literacy

Getting banking business done – or being introduced to an array of personal financial services for the first time – has become easier than ever for students attending Rocky Hill High School.  That’s because they don’t even need to leave the confines of high school to visit a Nutmeg State Financial Credit Union branch – it’s just steps away from their school cafeteria. Credit union branches located inside high schools are not common.  In fact, this might be the first of its kind in Connecticut. The branch is a new step for the credit union and focuses on preparing students for their financial future. It features tablets, an ATM, and (coming soon) a self-service kiosk to be used by students and faculty for transactions such as account transfers, loan payments, and check and cash deposits or withdrawals.

Nutmeg State FCU President and CEO John Holt says his enthusiasm and the support from Rocky Hill High Schools administrators and teachers is matched by the student response.

“We want to give students first-hand knowledge and experience,” Holt explains, “to help them better understand banking and prepare them for smart decision-making in the future.”

The staff includes three Rocky Hill High School students who are specially trained not only in technology but in terminology, so they can pass along that combination of know-how and understanding to their peers. For many, understanding the differences between a credit union and a bank is an unexpected first lesson. And students are often intrigued by the credit union structure, including that it is a non-profit institution which allows them to become members (and therefore part owners of the credit union).

If the initial weeks are any indication, there is a receptive audience of students, very supportive teachers and administrators, and parents looking on approvingly from the sidelines. More than 100 accounts have been opened at the branch in the first few months of operation, and there have been many more conversations providing insight for high school students into the products and services a financial institution offers – plus some tips on how to manage money effectively.

“The need for financial literacy education has never been greater,” said Jeremy Race, President and CEO of Junior Achievement of Southwest New England, an organization with a strong classroom presence focused on financial education and entrepreneurship. “According to a recent Forbes article, 44% of Americans don’t have enough cash to cover a $400 emergency and 33% of adults have $0 saved for retirement.  This is staggering evidence that clearly demonstrates the critical need for young people to learn financial responsibility and financial ‘smarts’ at a young age.”

Because the technology is intuitive for most students, their transaction time can be used to talk about subjects they may be less familiar with – such as balancing a checkbook, how debit cards and account balances relate to each other, loans and interest rates, and what a credit score is all about.  Not the typical teen conversation, but Holt indicates that students have been quite interested in learning more.

“The younger generation has a passion for community,” Holt has observed, “and they see the practical value. This has really opened their eyes.”

Some of the lessons are already being integrated into the school’s business classes – which seem “real” with a financial institution’s branch office just down the hall.  The branch is open during lunch periods, study halls, and other times convenient to students, teachers and staff, without being a distraction from more traditional school curricula.

Outgoing Connecticut State Treasurer Denise L. Nappier, a longstanding proponent of financial literacy, has stressed that “Financial education is important during all stages of life, because economic opportunity can be a catalyst for change and enduring success,” adding that “information and training can help them build a better future.”

With the program off to a solid start, Holt said that Nutmeg State FCU would be interested in a similar initiative in another high school near one of their 11 credit union branches in Connecticut. They are headquartered in Rocky Hill, having been chartered in 1936. In addition to Rocky Hill, they’re located in Manchester, New Britain, Hartford, Glastonbury, West Hartford, Cromwell, Orange, Stratford, Milford and North Haven.

The Connecticut-based credit union also reaches out to local communities in other distinctive ways. In Milford and North Haven, they have added “DMV Express” services in conjunction with the state Department of Motor Vehicles, and three locations are within retail stores – the Walmart in Cromwell, and the ShopRite supermarkets in Stratford and Orange. To learn more about Nutmeg State Financial Credit Union, visit www.nutmegstatefcu.org.

Photos:  (Top right) - Rocky Hill High School Student Alisha Chhabra conveniently accesses the new Nutmeg State Financial Credit Union branch at her school.  (Midde left) - Rocky Hill High School recently celebrated the opening of its first on-site Nutmeg State Financial Credit Union branch. From left: Chuck Zettergren Assistant Superintendent, Dr. Mark Zito Superintendent, Mike Petti Vice Chairman, John Holt President & CEO, Ben Lukens Student, Alisha Chhabra Student, Michael Patano Student, Muhammed Bilal Student, Cynthia Latina Business Education Teacher, Timothy Bifolck Business Education Teacher, Mario Almeida Principal. (Bottom right) Nutmeg State FCU President and CEO John Holt.

Connecticut Ranks Third in U.S. in Preventing Youth Homelessness; Grant to Support Efforts

Washington, Massachusetts, and Connecticut are the most successful states at preventing youth homelessness, with Connecticut ranking third in the nation, according to the 2018 State Index on Youth Homelessness.  The report, by the True Colors Fund in partnership with the National Law Center on Homelessness & Poverty, analyzed 61 metrics in the 50 states and the District of Columbia. Homelessness is defined as experiences of sleeping in places not meant for living, staying in shelters, or temporarily staying with others while lacking a safe and stable alternative living arrangement. Alabama, South Carolina, Wyoming, and Arkansas were the least successful states at preventing youth homelessness.

In recent weeks, it was announced that Connecticut will use $6.5 million in federal grants to provide housing opportunities for homeless youth, building on its successful track-record. The grants will fund new, innovative housing assistance programs for young adults as part of a coordinated housing continuum that assures those in need can quickly obtain permanent housing and necessary supports, according to state officials.

The grants were allocated as part of a competitive process through the U.S. Department of Housing and Urban Development’s (HUD) new Youth Homelessness Demonstration Program (YHDP). To date, Connecticut has been awarded the largest grant of any jurisdiction in the country.

Building off the state’s nationally recognized progress in ending homelessness under the Malloy administration – which includes being the first state in the nation certified for ending chronic veteran homelessness, being one of only three states certified for ending general veteran homelessness, and matching all chronically homelessness individuals to housing – the state has set a goal of ending both youth and family homelessness by the end of 2020.

Speaking last week before a legislative working group, Gov. Malloy said “Nothing I suspect is more shattering as a child than to find oneself homeless – or even as a young adult – so I’m particularly happy over this past year that we’ve been able to fund a number of units designed specifically to meet the needs of younger homeless individuals.”

Overall, at the start of the year, homelessness in Connecticut was at a record low, according to a report from The Connecticut Coalition to End Homelessness.  It found that homelessness in the state has decreased for a fifth consecutive year and was at its lowest level to date. The report found that, as of Jan. 2018, roughly 3,300 people were homeless in Connecticut.  The Connecticut Coalition to End Homelessness states that overall homelessness in the state is down 25 percent from 2007.

Since 2011, the state Department of Housing and the Connecticut Housing Finance Authority have created, rehabilitated, or committed funding for nearly 25,000 units of housing – approximately 22,000 of which are affordable to low and moderate income individuals and families, officials point out. This represents a state investment of more than $1.42 billion, which has been matched by over $2.45 billion from other financial sources, including the private sector.